Frequently Asked Questions & Answers
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Q. How (and why) are my neighbors getting a NEW roof absolutely FREE?
A. First of all, just like you, they experienced "hail hits" from one (or all) of the "hail storms" which plagued our region in the past months; storms that forced most insurance carriers to declare our area a CATASTROPHIC DAMAGE AREA. Secondly, they called Power Roofing., the Insurance Specialists, to inspect and then consult with their insurance claims adjustors on sight to help determine whether a replacement or repair to the roof, gutters or siding is warranted.
Q. How do I know if I experienced severe enough damage to justify an inspection?
A. If hail hits your house, the old saying "Better Safe than Sorry" applies. "Hail Bruises" are not always readily visible--close examination of "hits" will determine whether the integrity of your shingles has been weakened or compromised. Engineering reports have determined that damage due to severe hail may cause "Shingle Trauma" and diminish the overall projected life of a roof by as much as 50%. That can mean the 30-year-roof (which you paid for) is now a 15-year-roof! Please also note that a roof left in disrepair may also affect the manufacturer's warranty.
Q. Why do I want a representative of Power Roofing present at the time of adjustment?
A. We are trained insurance specialists and we will make sure the insurance company's decision is in YOUR BEST INTEREST -- NOT THEIRS!!! This is what we do! We have successfully negotiated new roofs and hail damage repairs for countless homeowners, apartment complexes and businesses. DO NOT LEAVE US OUT! Our job is to protect your interests. Do not be a victim by not calling. Our inspections are always FREE and our Field Supervisors are all professionally trained and courteous.
Q. Do I really need three (3) estimates?
A. Some people believe that by having three estimates they will somehow save money for themselves or their insurance company. We at Power Roofing implement the same estimating programs that most insurance adjustors use. We take the guess work out of pricing.
Q. My shingles are less than 5 years old--shouldn't they be able to structurally withstand the impact of severe hail?
A. All shingles, no matter age or material (yes, even Wooden Shakes) are affected by the impact of hail to some extent. Do not try to be the judge! Let your insurance adjustor and Power Roofing determine the severity of the damage. We are the experts!
Q. What if my roof is aged or needs replacing anyway?
A. Chances are your policy has "replacement cost". So no matter what the age or condition, Merry Christmas.
Q. I am planning to sell my house soon. Why have "marginal" or "minor" hail damage repaired?
A. Now, because of the fact you reside in a "Catastrophic Storm Damage" area, all realtors and potential buyers will need to know if the necessary repairs have been performed. In fact, most realtors and home warranty companies will be unable to warranty a roof left in disrepair. It is your responsibility to make sure an inspection has been performed and all necessary repairs have been performed by a qualified contractor. Power Roofing will help you protect your most important asset. CALL US TOLL FREE NOW! 877-886-7697 (POWR)
Q. My gutters and siding also show signs of hail hits. What can be done to assure the aesthetics of my home are not left in unsightly disrepair?
A. Again, your insurance claims adjustors and Power Roofing will determine the extent of the damage. It is not unusual for your insurance company to pay for the repair or replacement of siding and gutter systems. Also, they can approve window screens, AC combs, garage doors and wooden patios marred by the effects of hail. If it shows signs of hail damage, you are entitled to some degree of compensation.
Q. How long do I have to file my claim and what happens if I miss the deadline?
A. Insurance companies, for the most part, allow one year from the date of the incurred damage. Because of the extensiveness of the damage in our area, extensions can be granted. Most insurance carriers will be willing to work with us to assure that your are dealt with fairly. Call Power Roofing we can help!
Q. What if an insurance adjustor has already been out and claims that he/she was unable to substantiate any damage?
A. It is your right to call for a "re-inspection" with your contractor present. Power Roofing will represent you and YOUR best interest! You do not have to accept your insurance company's decision.
Q. What if I take the insurance settlement and don't do the repairs?
A. First, you run the risk of voiding the manufacturer's warranties. Second, if you accept the settlement amount (which will only be a portion of the full claim), you will be held liable for any further problems for the repairs that you were compensated for but did not make, i.e. roof leaks leading to interior damage. What seems like "free" money today, may end up costing you even more! We can advise you as to how to get the most out of your insurance dollars. WE ARE HERE TO HELP. Call for your FREE consultation!
Q. This sounds "too easy" and "too good to be true". Is it?
A. All it takes is a simple phone call to arrange for a FREE inspection so an assessment of damage can be confirmed. Then simply call your insurance company for a claim number. Even if you have minor damage, documentation of the inspection is important in case there are problems that arise later on. Remember -- "Better safe than sorry!!"
*Homeowners are responsible for a deductible, but may receive credit toward the deductible by displaying a yard sign or referring a friend or neighbor.